{"product_id":"lensemble-finances","title":"The Finance Department","description":"\u003ch4 class=\"PDq2pG_selectionAnchorContainer\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eProduct description: The Finance Kit | To better see, plan, and manage your month.\u003c\/strong\u003e\u003cspan class=\"PDq2pG_selectionAnchor\"\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eA payment to make this week. Groceries that cost more than expected. A renewal approaching. A few expenses here and there… and sometimes, we reach the end of the month simply wondering: \u003cstrong\u003ewhere did our money go?\u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cstrong\u003eThe Finance Kit was designed to help you see your month more clearly, all in one place.\u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eSeeing your income and everything that needs to be paid at a glance can already make a big difference in how you manage your money. You know what's coming, what has been paid, and what still needs to be planned for.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eBut most importantly, you can \u003cstrong\u003edistribute your payments over the four weeks of the month according to your income.\u003c\/strong\u003e Instead of waiting for expenses to arrive, you can anticipate them, better distribute them, and adjust when necessary.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eAnd then there are all those daily expenses that seem small when looked at separately… but end up adding up.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eYour expense sheet allows you to see them differently: how much you spend, where your money goes, and even if the purchase was \u003cstrong\u003enecessary or impulsive\u003c\/strong\u003e. Not to feel guilty. Simply to take a step back and better understand your habits.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eThere are also subscriptions and renewals. The ones we easily forget… until the deduction appears in our account.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eNoting them with their renewal date allows you to \u003cstrong\u003esee them coming and act before they are automatically renewed.\u003c\/strong\u003e Insurance to renegotiate, a plan to compare, a subscription you no longer use, or a service whose price has increased: when you know in advance, you have time to check, shop around, negotiate, or cancel.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cstrong\u003eBecause an expense you see coming gives you many more options than an expense you discover only after it's been deducted.\u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cstrong\u003eSee better. Plan better. Be able to adjust before being taken by surprise.\u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003ch4\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eWhat the kit includes:\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cul\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003ca href=\"https:\/\/www.nawlie.com\/products\/page-couverture-de-section-budget-et-finances\" title=\"Page couverture de section | Budget \u0026amp;amp; finances\" style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eSection Cover Page | Budget \u0026amp; Finance\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003ca href=\"https:\/\/www.nawlie.com\/products\/paiements-revenus-mensuels-copie\" title=\"Paiements \u0026amp;amp; revenus mensuels\" style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eMonthly Payments \u0026amp; Income\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003ca href=\"https:\/\/www.nawlie.com\/products\/mes-depenses-du-quotidien-copie\" title=\"Mes dépenses du quotidien\" style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eMy Daily Expenses\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003ca href=\"https:\/\/www.nawlie.com\/products\/repartition-des-paiements-sur-4-semaines-copie\" title=\"Répartition des paiements sur 4 semaines\" style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003ePayment Distribution over 4 Weeks\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003ca href=\"https:\/\/www.nawlie.com\/products\/mes-abonnements-renouvellements-copie\" title=\"Mes Abonnements \u0026amp;amp; renouvellements\" style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eMy Subscriptions \u0026amp; Renewals\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\u003ch4\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003eNawlie Tip: Distribute before spending.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eStart by listing your income and planned payments for the month. Then, distribute them over your four weeks according to when your income arrives.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eDo you see that one week will be busier? \u003cstrong\u003eYou know it before you get there.\u003c\/strong\u003e You can plan more, adjust certain expenses, or move what can be moved.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003eAnd throughout the month, take a few seconds to note your daily expenses and check whether they were necessary or impulsive. Over time, certain habits become much easier to notice.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cstrong\u003eBecause better money management often simply starts with better understanding where it goes.\u003c\/strong\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003ch4\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003e\u003cspan dir=\"auto\"\u003e\u003cspan class=\"Yjhzub\"\u003eDimensions \u0026amp; Orientation: \u003c\/span\u003e\u003c\/span\u003e\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cul\u003e\n\n\u003cli style=\"color: rgb(44, 42, 43);\"\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cspan dir=\"auto\"\u003e\u003cspan class=\"Yjhzub\"\u003eLarge: 8.5 x 11 in (Portrait Orientation).\u003c\/span\u003e\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/li\u003e\n\n\n\u003c\/ul\u003e\n\u003ch4\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cstrong\u003e\u003cspan dir=\"auto\"\u003eFormat:\u003c\/span\u003e\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cspan dir=\"auto\"\u003eThis product is a printable digital file (PDF).\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003cbr\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cspan dir=\"auto\"\u003eIt was designed to be used by hand, at your own pace, with no postal delivery.\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cspan dir=\"auto\"\u003eDue to the digital nature of this product, \u003c\/span\u003e\u003cstrong\u003e\u003cspan dir=\"auto\"\u003eno refunds, exchanges, returns, or cancellations\u003c\/span\u003e\u003c\/strong\u003e\u003cspan dir=\"auto\"\u003e can be made once the purchase is confirmed.\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003cbr\u003e\u003cspan style=\"color: rgb(44, 42, 43);\"\u003e\u003cem\u003e\u003cspan dir=\"auto\"\u003ePlease refer to our \u003c\/span\u003e\u003cspan style=\"color: rgb(50, 77, 62);\"\u003e\u003ca title=\"politique de remboursement\" href=\"https:\/\/www.nawlie.com\/policies\/refund-policy\" style=\"color: rgb(50, 77, 62);\"\u003e\u003cstrong\u003e\u003cspan dir=\"auto\"\u003erefund policy\u003c\/span\u003e\u003c\/strong\u003e\u003c\/a\u003e\u003c\/span\u003e\u003cspan dir=\"auto\"\u003e for more details.\u003c\/span\u003e\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"Nawlie","offers":[{"title":"French","offer_id":53995685904698,"sku":"NAW-00121","price":10.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0855\/2143\/2890\/files\/L_ensemblefinances.png?v=1788450484","url":"https:\/\/www.nawlie.com\/en\/products\/lensemble-finances","provider":"Nawlie","version":"1.0","type":"link"}